DRAFT. Fill in the fields in [brackets] and have a lawyer review this text before you launch.

Terms of Use

Operator: [YOUR NAME OR COMPANY], [ADDRESS]. Contact: [CONTACT EMAIL]. Last updated: [DATE].

1. The service

Margem shows a board of possible arbitrage ("sure bet") opportunities between bookmakers. The board is for information only. It is not betting, financial or tax advice.

2. No guarantee

Odds change within seconds and some listings are wrong or outdated. We do not guarantee that any opportunity exists, is still available, or will produce a profit. You decide whether to bet and you carry the risk, including the risk that a bookmaker limits or closes your account. Never bet money you cannot afford to lose.

3. Who can use it

You must be 18 or older and legally allowed to gamble where you live.

4. Plans and payment

Access is sold as a weekly or a monthly plan. Plans renew automatically until you cancel. You can cancel at any time from your account page; access continues until the end of the period you paid for. Payments are processed by Stripe. [REFUND POLICY: describe it here.] [EU CONSUMERS: describe the 14-day withdrawal right and how it applies to digital services that start immediately. Ask a professional for the exact wording.]

5. Your account

Keep your password private. One account is for one person. Do not share your login, and do not copy, resell or republish the board or automate access to it.

6. Availability

The service depends on third-party data and may be slow, wrong or unavailable. We may change or stop it at any time.

7. Liability

To the extent the law allows, we are not liable for losses that come from bets or decisions you make using the board. Nothing here limits rights you have by law as a consumer.

8. Law

These terms are governed by the law of [COUNTRY]. Contact: [CONTACT EMAIL].